Medicare Insurance Solutions

Ardent-Choice.com

  Three Ardent Points

  • The “three-card” solution splits healthcare costs between Original Medicare, a “Medigap” plan, and a Prescription Drug plan.
  • The “one-card” solution is a Medicare Advantage plan that typically pays for healthcare, prescription drugs, and other benefits like basic: dental, hearing, and vision.
  • Both solutions are intended to provide well-rounded healthcare to Medicare beneficiaries.

Five Frequently Asked Questions (click to open)

Q:   Are Medicare Advantage and/or “Medigap” plans expensive?
A:   No, we can help you choose and enroll in plans that don’t charge a monthly premium and/or have no deductibles.

Q:   Are there other solutions for Medicare coverage gaps?
A:   Yes, we can help expand upon your Employer, Medi-CAL, and Veteran benefits at very low or no cost.

Q:   Do all Medicare plans include dental, hearing, and vision benefits?
A:   Not all plans include dental, hearing and vision, but we can help you enroll in plans that do.

Q:   What are Medicare premium penalties?
A:   Medicare imposes future premium and healthcare penalties upon beneficiaries who go without medical or prescription drug coverage.

Q:   Do any plans eliminate Medicare Part B premium payments to the government?
A:   Medicare Part B premiums are owed regardless of solution selected. Some plans rebate Part B premiums as an incentive. We can help you choose and enroll in those plans. 

Medicare Solutions Menu

>  GEHA, VA and Tricare for Life Solutions  Civilian plans to compliment Civil Servant and Veteran benefits.

>  Turning 65 or Retiring?  Congratulations! Make sure you know the important dates.

>  About Us   What’s in a Name?

Call or Text (888) 333-4620 for Personalized Service

...or Use our Transaction Portal to Compare Plans and Enroll with Online Guidance

Do-It-Yourself with Coaching

Use our Transaction Portal’s online guidance and

Call David for Insurance advice / Portal tips.

Ardent Health Insurance Services, LLC
California Dept of Insurance License 6012445

Disclosures:

Ardent Health Insurance Services, LLC is a California insurance agency and is not affiliated with or endorsed by the government or Federal Medicare Program. Calling (888) 333-4620 will direct you to a licensed insurance agent.


Ardent Agents are acting in good faith to provide information about health insurance policies and benefits to you, the Client. If you choose a plan and have difficulty completing the necessary forms or process for enrollment, the Ardent agent will assist. However, you will be responsible for the plan contract. Ardent will not choose a plan for you.


Ardent Health Insurance Services, LLC represents insurance companies that offer Medicare supplemental insurance plans. All financial transactions are processed by the insurance companies. Ardent does not add fees or collect premiums. Appointments are encouraged to ensure prompt service.


Ardent does not offer every plan available in your area, but screens to represent those it considers most competitive. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information about all your options.

By texting Ardent Health Insurance Services, LLC at (888) 333-4620, you agree to receive a reply that includes your requested information and/or appointment details. Ardent does not initiate group, broadcast, or unsolicited texts.